Motor Vehicle Collisions

Motor vehicle collisions are no accident.
Someone was in the wrong. Someone was careless. Someone was at fault.


Who is going to pay for my car?
Who is going to pay for my injuries?

If you have collision coverage, you look to your own insurance company to pay for your property damage. But what about reimbursement for the deductible? What about compensation for the injuries you suffered, or lost wages, or excess medical bills, or scarring that is permanent? You file a claim against the negligent party for those losses.


The other driver had no insurance.
Now what?

Typically, you seek recovery from the negligent party. But if the negligent party does not have insurance, you may be able to gain compensation from your own insurance; that is, if you have what is known as “uninsured motorist coverage.”


What happens when the other party insists it was your fault?

In Pennsylvania, there is something called comparative fault. The court can apportion each of the parties a percentage of negligence. As long as your own negligence is not over 50%, you may still be able to recover compensation.

Copyright 2026, All rights reserved Jerry Lyons Esquire